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Challenges Women Face In Retirement Security
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Editors: Jean B. Larou
Book Description:
This book focuses on women and retirement. Women aged 65 and over will account for a growing segment of the U.S. population over the next several decades. Despite increases in women's workforce behavior in the past 65 years, elderly women have persistently high rates of poverty. Thus, it is important to understand the differences between men's and women's retirement income, and how women may fare given future reforms to Social Security and pensions. Preparing for retirement and achieving financial security are daunting tasks for all Americans to be sure; however, women face many unique challenges. Women still perform the primary caretaker role in our society. As a result, many women spend significant periods of time out of the workforce raising children or taking care of elderly parents, significantly diluting their earning power. Women are also more likely to work part-time or work in industries where employers are less likely to offer retirement benefits. And women generally earn less than men. In 2004, women earned 77 cents for every dollar earned by men. All of these factors have a significant impact on what women receive from Social Security and pension, as well as what they are able to accumulate through personal savings. This income gap is further exacerbated by the fact that women generally live longer than men, and therefore, need to stretch their income over a longer period of time.

This book consists of public domain documents which have been located, gathered, combined, reformatted, and enhanced with a subject index, selectively edited and bound to provide easy access.

Table of Contents:

1. Eliminating Retirement Income Disparity for Women Hearing- Chatzky Testimony (pp. 1-3)

2. Eliminating Retirement Income Disparity for Women Hearing- Hart Testimony (pp. 5-12)

3. Eliminating Retirement Income Disparity for Women Hearing- Hounsell Testimony (pp. 13-21)

4. Eliminating Retirement Income Disparity for Women Hearing- Jones Testimony (pp. 23-25)

5. Eliminating Retirement Income Disparity for Women Hearing- Kennelly Testimony (pp. 27-29)

6. Eliminating Retirement Income Disparity for Women Hearing- Kohl Statement (pp. 31-32)

7. Eliminating Retirement Income Disparity for Women Hearing- Smith Statement (pp. 33-34)

8. Eliminating Retirement Income Disparity for Women Hearing- VanDerhei Testimony (pp. 35-48)

9. What Every Women Should Know
(Social Security Administration) (pp. 49-60)

10. Women and Retirement Savings
(U.S. Dept. of Labor) (pp. 61-65)

11. Retirement Security: Women Face Challenges in Ensuring Financial Security in Retirement (pp. 67-130)


      Retirement Issues, Plans and Lifestyles
   Binding: Hardcover
   Pub. Date: 2009 3rd Quarter
   Pages: 139 pp.
   ISBN: 978-1-60741-747-7
   Status: AV
Status Code Description
AN Announcing
FM Formatting
PP Page Proofs
FP Final Production
EP Editorial Production
PR At Prepress
AP At Press
AV Available
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02.Cultural Considerations in Intervention with Women and Children Exposed to Intimate Partner Violence
03.Chronic Disease and Disability: The Pediatric Lung
04.Fruit and Vegetable Consumption and Health: New Research
05.Fire and the Sword: Understanding the Impact and Challenge of Organized Islamism. Volume 2

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Challenges Women Face In Retirement Security