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Improving Consumer Mortgage Disclosures $87.00
Editors: Jason C. Castleman
Book Description:
Recent developments in the subprime home loan market have triggered concern in Congress and the public at large as to whether borrowers were fully informed about the terms of their mortgage loans. Some observers have suggested that some borrowers in the subprime market may have been victims of predatory lending practices or other discriminatory activity. Bills introduced in the 110th Congress,
such as S. 1299 (Senator Charles Schumer et al.) and S. 2452 (Senator Christopher Dodd et al.) would seek to remedy perceived abuses particularly with higher-priced mortgage lending. This book describes current issues and recent changes to the Home Mortgage Disclosure Act (HMDA) of 1975. Also included are brief explanations of how recent reporting revisions may affect the reporting of loans covered by the Home Ownership and Equity Protection Act of 1994 as well as those insured by the Federal Housing Administration.

Table of Contents:

Reporting Issues Under the Home Mortgage Disclosure Act pp. 1-9
(Darryl E. Getter)

Improving Consumer Mortgage Disclosures: An Empirical Assessment of Current and Prototype Disclosure Forms pp. 11-199
(James M. Lacko and Janis K. Pappalardo)


      Housing Issues, Laws and Programs
   Binding: ebook
   Pub. Date: 2009 - 3rd Quarter
   Pages: 207 pp.
   ISBN: 978-1-61470-074-6
   Status: AV
Status Code Description
AN Announcing
FM Formatting
PP Page Proofs
FP Final Production
EP Editorial Production
PR At Prepress
AP At Press
AV Available
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Improving Consumer Mortgage Disclosures